• uthredii
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    3 years ago

    If you don’t wear seatbelts you can hurt other people in the car.

    If you don’t have vehicle insurance and you injur someone they won’t have any payout on top of being injured.

    • मुक्त
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      3 years ago

      If you don’t wear seatbelts you can hurt other people in the car.

      Good point. But then, seatbelts mustn’t be compulsory for people driving alone.

      If you don’t have vehicle insurance and you injur someone they won’t have any payout on top of being injured.

      They still have some solid options:

      1. Asking me/my estate to pay. Suing me to bankrupcy in case I fail/contest.
      2. Being insured themself for accidents.

      In money terms, the business of insuring cars is mostly about repairs of cars.

      • uthredii
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        3 years ago

        Not using a seatbelt will still increase the chance that you are injured. This will put a burden on society.

        Asking your estate to pay is useless if you have no money, insurance claims can reach the millions which most people can not afford. Pedestrians and cyclists aren’t and should not need to be insured.

        • GadgeteerZA
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          3 years ago

          Yes, we have private and free public healthcare. So great if it’s the rich not wearing a seatbelt, they have to pay for their healthcare. But poorer people (or those without health insurance) have to be paid for by the taxpayer…

        • मुक्त
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          3 years ago

          Not using a seatbelt will still increase the chance that you are injured. This will put a burden on society.

          As long as I am not property of society, this does not cause a moral problem.

          Asking your estate to pay is useless if you have no money, insurance claims can reach the millions which most people can not afford. Pedestrians and cyclists aren’t and should not need to be insured.

          If I have no money, I can’t get insurance or car either. Also, this is s pragmatic issue, not a moral one.

          • Sr Estegosaurio
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            3 years ago

            But the public health care is what pays your wounds if you get wounded bc not wearing a seatbelt. And the public heathlcare is payed by all contributors. So it’s stupid to not wear it, bc you can die or cause a major disaster.

            • मुक्त
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              3 years ago

              But the public health care is what pays your wounds if you get wounded bc not wearing a seatbelt…

              No one wants public health care here in India. Public health care is quite inferior on a number of parameters, and having vehicle insurance generally implies access to good private sector health care providers.

              Then again, economic motives here are quite different. A sizeable chunk of population wants to grab more and more share of services paid by all contributors.

      • CarrotsHaveEars
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        3 years ago

        If you get thrown out of the vehicle, your body can still knock out some pedestrians. Your blood on the road would be hard to clean up.

        And people are dumb. Better enforce something if it’s serious, like masks.