I’m in the States so dunno how this translates… But my parents made get a 500usd limit credit card when I was like 14. It had been the best decision that I’ve made. My credit is so dn good now that I can get what ever I want easily approved. That and they insisted I make a home purchase at like 23- right be fore the mortgages went nuts. My mortgage is like a quarter of what others pay for a rental…
By dumb luck I bought a house right before the housing market lost its goddamned mind.
$145K for a 3 bedroom on an acre of land. It’s more than doubled in value since I bought it, and I pay less than $1000/mo at 2.9% interest.
I keep getting letters from my mortgage company offering me $80K in a cash-out refinance at like double to triple my current interest rate and I’m like “how about blow me?” I’m riding that interest rate until the wheels fall off.
I’m in the States so dunno how this translates… But my parents made get a 500usd limit credit card when I was like 14. It had been the best decision that I’ve made. My credit is so dn good now that I can get what ever I want easily approved. That and they insisted I make a home purchase at like 23- right be fore the mortgages went nuts. My mortgage is like a quarter of what others pay for a rental…
Thanks ma and pa 🤜🤛
By dumb luck I bought a house right before the housing market lost its goddamned mind.
$145K for a 3 bedroom on an acre of land. It’s more than doubled in value since I bought it, and I pay less than $1000/mo at 2.9% interest.
I keep getting letters from my mortgage company offering me $80K in a cash-out refinance at like double to triple my current interest rate and I’m like “how about blow me?” I’m riding that interest rate until the wheels fall off.