Obviously cash is the more private option, but I have had trouble getting away from the convenience of using cards. Is there a way to use debit or credit cards and preserve privacy?

  • kevincox
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    3 years ago

    I know I shouldn’t for privacy reasons, but I use credit for almost everything.

    • Easier, I don’t like dealing with change or carrying around loads of cash. I can also just pay with my phone.
    • Cheaper. The credit card scam is that you get 2% off your purchases (in North America). Or even more for certain verticals.
    • Needed for online anyways.

    Of course the scam is that prices go up 3-6% to account for credit card fees, then the credit card companies give you some of it back. Of course if you don’t participate you are just paying higher prices for nothing.

      • kevincox
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        3 years ago

        Yup, a much more reasonable system and largely prevents the scam. That is why I didn’t use a credit card when I lived in Europe. IBAN transfers also make it feasible for online without credit/debit. However debit (or credit) is still significantly more convenient for day-to-day transactions in my opinion.

        • thoughtcrime
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          3 years ago

          Yes, sadly thats true. I am actually looking into an smart payment ring hehe.