• cowvin@kbin.social
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      1 year ago

      people will sell insurance for just about anything. for example, you can buy alien abduction insurance that will pay out if you are abducted by aliens.

    • Dojan@lemmy.world
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      1 year ago

      How does that work? You can’t insure yourself against perpetrating a crime.

      • Pseu@kbin.social
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        1 year ago

        This is for churches, not specific ministers. Businesses are allowed to insure themselves against their employees committing crimes.

        But the fact that abuse and molestation in the church is so common that this is something remotely entertained is absurd.

        • Dojan@lemmy.world
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          1 year ago

          Aah, okay. That makes sense. I mean it’s insane but it makes more sense than an individual being able to insure themselves in case they commit a crime.

      • vis4valentine
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        1 year ago

        AFAIK its some kind of insurance to prevent bankruptcy of finantial doom after having a legal case for child abuse.

        Its one of the most fucked up distopian shit ever.

        • zkikizOP
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          1 year ago

          Correct this is civil liability insurance for lawsuits, basically. You can’t put businesses/organizations in jail but you can find them liable for damages. This would pay for lawyers and a certain maximum of court-ordered penalties, same as liability insurance for if someone slips and falls on a wet puddle in your store.

        • zkikizOP
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          1 year ago

          Honestly it’s probably depressingly low. It’s hard to prove and get justice especially as a private plaintiff who doesn’t have the resources of a district attorney, and the payout would be for suffering which juries aren’t great at calculating a value for.

          Hopefully that will change and there will be much more pressure on these trusted institutions to behave.