Correct this is civil liability insurance for lawsuits, basically. You can’t put businesses/organizations in jail but you can find them liable for damages. This would pay for lawyers and a certain maximum of court-ordered penalties, same as liability insurance for if someone slips and falls on a wet puddle in your store.
AFAIK its some kind of insurance to prevent bankruptcy of finantial doom after having a legal case for child abuse.
Its one of the most fucked up distopian shit ever.
Correct this is civil liability insurance for lawsuits, basically. You can’t put businesses/organizations in jail but you can find them liable for damages. This would pay for lawyers and a certain maximum of court-ordered penalties, same as liability insurance for if someone slips and falls on a wet puddle in your store.