Is this a joke I am too not-American to understand?
Yeah. The bill is real but st judes is a charity hospital. Joking the only way to pay his debt is rob a charity
I still don’t get it. Is 100k the bill or his account balance after the bill was payed? And if it is the bill why is it listed under “other adjustments”?
I think 100k is the amount he still owes. Looks like he had a follow up or something that added $250 and insurance covered $175. Context is he had a seizure in the shower and was in the hospital for a month. A lot of plans you have co insurance after hitting your deductible where you split any further costs with the insurance company say 80/20. So it’s possible he only ends up paying $20k of that, or his bill was much higher and $100k is what he owes after co insurance
Usually there’s still an out of pocket max, like $5000.
But I guess that could depend on your insurance
It’s such a scam and the people voting against universal care are the same ones who complain they don’t go to the doctor because it’s too expensive
People are voting against universal health care? Do people other than hospital and Pharma owners actually vote against that?
It’s a point of pride for republicans to vote against the working class.
Well, people who want universal healthcare have a D next to their name. That is enough for 10s of millions of Americans to blindly vote against it
Most of those with a D next to their name are fighting just as hard against universal healthcare while collecting campaign donations from pharmaceutical companies anyway. Both parties are rotten servants to the capitalist class
The propaganda is people “like” their private insurance and don’t want to be “forced” to get rid of it. There is also an anti-tax streak that has existed since the 1700s (no taxation without representation, Boston tea party, etc) that lives on strongest in reactionary politics.
Edit: Oh and last time we tried to actually improve healthcare they scare mongered the public that there would be “government death panels” who decided whether you would get coverage. As opposed to the current reality where the death panels are real and run by private corporations.
This is the tragic half-truth espoused by the corporate media claiming there are two sides to this issue.
Every time, they fail to complete the statement: “…give up private, but Medicare coverage will be better
Most of the people voting against universal healthcare are comfortably middle class and want to protect their ~premium coverage~ or they’re on Medicare. Few people struggling to afford healthcare even vote lol
And tons and tons are poor in red srates
No, most of the poor in red states don’t vote. That’s universally true across the country - there’s a small minority that do, but they’re not the ones stopping universal healthcare. It’s business owners, landlords, wealthy blue collar workers, farmers, and retirees.
This myth that the poor vote for their own oppression is something made up to make you hate poor people.
I have a buddy who has his own dental practice. Incredibly smart, motivated individual. Hates the thought of universal healthcare. Also hates not getting paid. I just don’t discuss it with him lol
I wonder how many don’t go to the dentist because of poor or no insurance. He’d have more patients for sure
He would also be guaranteed payment. I just don’t understand him. He does a ton of free work for people because he’s truly a great guy. He would get paid for that work. Maybe he thinks he would make less money?
Man I (as a german) often trash on the german insurance plan but from my perspective this is just insanity!
We also think that, unfortunately the poorest white Americans would rather die than risk giving insurance to minorites. So we have this system.
Oh, here’s another fun fact for you: an ambulance ride can be so prohibitively expensive that many people actively avoid calling 911 for fear of having to pay the ambulance bill. This results in people experiencing medical emergencies either: (a) driving themselves to the hospital while having their emergency, which is incredibly dangerous; (b) opting to call a ride share like Uber or Lyft instead; or © not doing anything at all and hoping the emergency resolves itself.
The hospital is charging the patient $100k. This is what’s left of the patients “tab”.
Normally a kid isn’t going to a children’s hospital unless they’re super sick, think cancer etc. So they probably had an office visit and the other adjustments is their prior balance or something.
American healthcare is a fucking joke.
I’m so lucky that I live in a country where it’s covered and I don’t have to worry if i get sick.
Yeah I’m about to lose my healthcare for 4 months I’m pretty nervous. Gunna get a physical and my teeth cleaned before it runs out but still a lot can go wrong. Wife’s grandpa was telling me he’s on a pill that’s $10,000 a month if you don’t have insurance
Thanks Martin Shkreli. (Idk how to embed links on this app yet. Kinda embarrassing.)
Edit: let’s see what happens
Thanks again! Wefwef(voyager) doesn’t have that nice little “?”
There’s a little question mark that shows you formatting when you reply it takes you here it’s goes [text] (link) without the spaces
Cheers!
[text](link)
He should ask for an itemized bill. Then he might only owe 50 grand…
Somebody should make a law to make itemized bills obligatory for hospitals, but I guess that counts as communism as well 🤷
And as we all know, if it isn’t Randian Anarcho-capitalism, then it’s Communism, baby!
And? That is still 50 grand too much.
1000% agree.
Just defeatist humor.
No big deal. You have until August. Just skip the avocado toast until then and you’ll be fine.
Idk they might have to skip Starbucks for a day or 2 also and that’s just not really fair, ya know?
Oooh, yeah, I didn’t consider that.
Here’s my American Healthcare story:
- snap finger bone, go to urgent care to get splint
- pay 50ish dollars that day
- 2 months later, get bill for 200 dollars
- ahah! everyone says to ask for an itemized bill! do that
- get itemized bill back that claims the 200 charge is for ‘visiting with a doctor with knowledge of medical history’ (paraphrasing)
- contest charge because I did not see a doctor, and splinting a snapped finger does not require any fucking context at all
- get runaround for 2 months, while being threatened with late fees
- finally they say they will adjust the bill
- get new bill for $201, ‘for a visit that did not include a doctor’ (no fucking joke)
welcome the USA, where healthcare operations are scams
(these are just 2 of the scams in my state, thanks to shell companies when one is shut, another opens)
edit: and in case anyone thinks I paid that shit, I didn’t. I sent them a polite version of a ‘fuck you’ reply. Then covid hit and I never heard from them again.
Mine was when I cut the tip of my finger off… Bottle broke and sliced my middle finger from the middle of the nail down to the corner. Only thing holding it on was the nail itself. I go to urgent care because it’s closer than the hospital. The doc soaks it in iodine and alcohol, checks for glass, then says he can stitch or glue it. He opts for glue. I get a wrap and splint to protect it, “keep it dry and unwrap it in a few weeks to make sure it took.” Couple weeks go by and I get a bill. $8,000 for superglue and a bandage! A little less than 1/4 of what I made in a year at the time. Best part? “Payment in full is expected one month from receipt.”
Fucking greedy bastards…
My mom called 911 a few years ago and got taken to a local hospital by the ambulance that showed up. Charged $2500 just for the ambulance ride. The hospital she went to had its own associated ambulance service, not the company that actually took her; my mom ended up getting another bill from this associated ambulance service for $2800 despite the fact that they literally did nothing at all. I almost had to tie my mom up in the basement to prevent her from paying this second bill out of pocket.
Heres mine:
Emergency root canal.
How much does this cost?
Idk.
What will my insurance cover?
Idk.
I need1500 now 1500 after.
Ok please make it stop.
3 months later get a bill already in collections for 3000.
Credit score goes up 30 points
Thats my favorite when the due date is always a few days before the letter arrived and its in collections the first time Ive seen it
Meanwhile, I was hospitalized due to covid and bronchitis combo, paid less than 20 dollars because Government covered all my ass.
And I am in a third world country.
Meanwhile in austria even the dentist is covered
The UK used to have that. This year, 98-99% of NHS dentists shut down or became private. Conservatives, eh?
St Jude’s is a charity hospital that does not charge patients or their families. They accept insurance payments only and the rest is covered as charity.
AKA the only way an American can afford to live.
what the hell is “other adjustments”???
Free money!
Ticketmaster must have been involved in the processing.
That’s kind tone deaf, considering st Jude’s doesn’t believe in charging families.
Edit : tone
The joke is that he’s robbing a charity…
It’s a lame joke.
Nobody said comedy was easy.
I’d be dead in America.
Affording the treatment wouldn’t have been an issue, because I wouldn’t have been able to afford the diagnosis.
American health care is fucked. That said:
I watched a promo for St Jude a few years back. They cover all expenses for families so they can focus on their kids. You should donate. They’re awesome.
I feel like it’s a no win situation.
Here in Canada, my coworker has needed back surgery since last year in September. He just got into a specialist for a consultation last week to get surgery scheduled. He’s been living for almost an entire year on light duty at work with back pain.
I feel over the past 10 years our Government has mismanaged their financials and our healthcare and education systems have taken the beating for it. Public services are only as good as the people who are trusted to safeguard them.
That’s still better, cause if I needed back surgery I’d just suck it up because I know (see OP photo) is waiting for me if I do go
Unless I have money for good insurance.
Sounds like your coworker is getting healthcare.
In America he’d just suffer for the rest of his life and then off himself when he was too old to handle the pain and still work.
That’s what happens when people vote the Conservatives in. They fuck up healthcare funding, and quality goes down the drain. Then the Liberals do fuck all to restore funding and fix it, and over time it just gets worse.
And I’d argue that Conservatives are trying to balance the budget after the Liberals reckless spending habits. Though the older I get the more I start to believe that that is what they want. You and me fighting over left and right when they both are there just to serve their own needs.
I’d argue that Conservatives are trying to balance the budget after the Liberals reckless spending habits.
Do you still believe this to be true? Conservatives consistently push for lower taxes and higher military spending. The taxes are the big part, taxes on the wealthy are drastically lower than they were a generation ago.
Though the older I get the more I start to believe that that is what they want. You and me fighting over left and right when they both are there just to serve their own needs.
You’ve been fighting over right and far right. Liberals are not leftist.
They don’t balance the budget, they haven’t in decades. All they do now is enrich their donors and friends. If they really wanted to balance the budget they would raise taxes on the rich, not cut essential services.
In America, similar wait times for specialists/surgeries are common as well. You just also have to pay for them. My grandma’s husband has been waiting years for a hip replacement which keeps getting rescheduled. My husband is scheduled for a colonoscopy 2 months from now. It normally would be free/low cost under insurance, since it is “preventative,” but in his case it is a follow up check for a health problem which he has to get done every three years as a man in his 30’s, so insurance no longer considers it “preventative.” Therefore it will cost about $2500 after insurance (which he also pays for.) It’s just ridiculous. Also the $2500 is only a ballpark figure based on the last time he had this done; there is no way to get anyone to tell you exactly how much a procedure will cost. They bill you afterwards, and it will change based on different “variables.” It’s sometimes difficult to even get them to tell you how much an office visit will cost. They do this so that you cannot shop around. Usually you will get several different bills at different times, for things like labs, fees, etc. Nobody in the process makes it transparent how many bills you will get. Some places are shadier than others, and will add fees that you shouldn’t have even incurred, and you then have to call and ask for an itemized list to fight it, which is not normally provided. Most people don’t bother to call, and end up owing thousands that go to collections, messing up their credit.
That makes me so incredibly sad to hear. I had a small sliver of hope that there would be a trade off with speed vs the cost, but it sounds like you will get medical attention no quicker than I would.
Pretty much, UK here and the NHS is also such a mismanaged joke at this point that private health insurance is looking a lot better for me. I’ve had a friend of mine whose dad succumbed to cancer because the NHS didn’t get to him soon enough before it went terminal and then they proceeded to blame him for not coming sooner. This was before the COVID pandemic but these stories only increased afterwards.
I am very lucky that I dont live in America
It doesn’t have to be this way
But no one will seriously confront it until there’s competition from other parties, you can’t have real competition for votes in a 2 party system.
More parties can be viable if the USA can shake off FPTP voting. Some states have already.
The existing 2 parties have entrenched themselves like ticks. Here’s just 1 example of how they are dug in https://scholarlycommons.law.case.edu/cgi/viewcontent.cgi?article=2251&context=caselrev
That’s why I vote single issue for better representation. Whatever other issues we think are important simply will not happen until FPTP is gone. Without better representation, any progress we make on other issues will simply be undone.
We have a ton of problems. This not being a democracy is the problem.
I don’t know exactly what voting single issue for representation means. To me it sounds like voting for women and people of color believing they will be more sympathetic to our causes, but then I see people like Kyrsten Sinema, Clarence Thomas and I think - that shit don’t work. But maybe that isn’t what you mean. (also, not that I don’t vote for women and POC, but I don’t vote for them BECAUSE of that anymore, integrity, knowing their incentives, and actions are all I care about)
Now I think of the whole thing as a system and I seek to put in place incentives that push the representatives to fight for our approval. Right now we fight for their attention. If there’s 5, 6, 7 viable political parties and few barriers to entry, any time they get off the rails into lala land we can vote for whoever is choosing to make sense that cycle. With 2 parties, extremism is incentivized.
(Silent_clash answered correctly)
Only right extremism is incentivized, with the other party being center-right. There is basically no far left in the USA. Being for sale gives candidates a competitive advantage.
We fought hard to elect a man who stood for “hope and change”, only to see him build the surveillance state and tax the poor for the private medical industry. And we thought he was too far left.
They mean any alternative to first past the post, options being STAR voting, approval voting, or ranked choice. Basically anything that means a 3rd party vote isn’t a “wasted” vote.
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In America, it must.
While this still won’t cover emergencies (which I understand are the main problem, but there’s realky no fix to it outside of the inadviseable route of attempting to self-learn emergency medicine) ALL AMERICANS HERE should really look into Direct Primary Care practices.
They do not work with insurance, and instead charge a monthly fee, usually around $100/mo, that grants you either unrestricted, or significantly less restricted access to your doctor, various types of labs and tests, and tests requiring outsourcing, like MRIs, that aren’t covered under that monthly bill are usually significantly cheaper than your copay under insurance.
It’s gaining popularity since medical practitioners are becoming burnt-out and unmotivated under their cut-throat for-profit corporatized practices prioritize rotating through patients at a stupid-fast rate, overtesting everyone, and keeping minimum staff on hand to maximzie profits.
Because there’s no insurance involved and everything is out of pocket, depending on your life situation, it may be more or less feasible. If you can afford it though, I highly recommend it.
ETA: And for expensive medications, please see if the substance you need is on CostPlusDrugs. In spite of being rich, Mark Cuban started that service to provide affordible medicine.
That’s actually really good to know I was debating whether COBRA was worth it
Thank you for this message. I agree, and this is what my family has had for about 16 years. $250/month for a family of 3 with 2 adults well over 50. Everything about it is great, and they deliver my prescription to my home.
Insurance companies are a joke. I hate it here. I worked at a certain restaurant for years who make an entire thing out of getting donations for St. Judes a few weeks a year. What are we donating for if people still get bills like this?
This isn’t a bill from st judes but you should know you were just soliciting a tax write off for your company. That’s why they do that stuff
The company doesn’t get to tax write off other peoples donations.
They make a donation and use people’s money to cover the cost
No. That isn’t how it works either. Well they might use that to meet the pr pledge but that isn’t the same as taking the deduction.
As I told the other person if you actual have any proof to back that up report it to the IRS and collect your bounty.
Yesh the article I linked mentions a tiktok/meme that went around 2 years ago probably where I got it. Basically misinterprets companies getting pr with a tax writeoff
Do they not have to pay tax on the money people give them?
I think it depends how it’s being done. If they just collect the donation and hand it off it’s not helping them. Sometimes the fine print is that they’re donating a percent of sales or whatever so if you donate $5 on a $50 sale that might be a higher percentage than what they donate. Now that I’m reading about it I might be wrong https://apnews.com/article/fact-checking-000329849244
You think so huh?
Why don’t you show me any proof otherwise if you know so much.
In fact if you have any proof otherwise why don’t you send it to the IRS they pay actual bounties on actionable tips on tax evasion.
It is when I see this that I am grateful for having been born in a country with 100% public and universal health
