What are you supposed to do with surplus wealth, exactly? No economy at any level can be tuned to have exactly the right amount of resources… there will be surpluses and deficits. Those who don’t want to starve come deficit time do well to invest the surplus in ventures that might see pay off later.

Failure to do so just means the surplus rots or otherwise spoils.

But really, we’re talking about bitcoin. Which isn’t wealth at all. It’s a bizarre gambling game where few who play know what the rules are. Crookeder than a Las Vegas casino, and there’s no money in the vault if somehow you do win.