• ono@lemmy.caOP
    link
    fedilink
    English
    arrow-up
    41
    ·
    1 year ago

    The fact that not accepting health insurance helps keep prices low says volumes about the US healthcare system.

    • Potatos_are_not_friends@lemmy.world
      link
      fedilink
      arrow-up
      8
      ·
      1 year ago

      Why don’t they accept my $240 a month subscription plan that “graciously” allows me to co-pay $30 for every visit and then gives me 80% off meds that shouldn’t cost that much in the first place?

        • Potatos_are_not_friends@lemmy.world
          link
          fedilink
          arrow-up
          2
          ·
          edit-2
          1 year ago

          Depends on your job, which is really f-en stupid.

          My highly paid engineer job gives me a lower fees for one person, but 5 times as much if it was my whole family. $250ish for me, of $1500 with wife + 2 kids.

          My wife and kids are on my wife’s plan, as she is in the medical industry and way cheaper. We pay $600 for her + kids.

          So total is roughly $850 for a family a month. Which is a lot, but also pretty low for a family nationally. And makes no god damn sense because we are both in high paying industries which gives us better perks, where a hourly wage single-earner is paying significantly more. My friend works two jobs and pays over $400. And I make nearly triple his income.

          Health insurance is so frustrating.

    • pdxfed@lemmy.world
      link
      fedilink
      arrow-up
      17
      ·
      1 year ago

      Yep, so basically, sign up for the HDHP that offers only a 30 minute annual checkup and menial bankruptcy protection if your issue is short term, for a few hundred bucks per months in premiums, then pay for your actual care needs through a transparent retail organization.

      Insane that’s the best option. Fuck insurers, their lobbies and those who keep them installed.

  • bradorsomething@ttrpg.network
    link
    fedilink
    arrow-up
    6
    ·
    1 year ago

    Yeah but you have to buy 5 knee surgeries wrapped in shrink wrap. I mean it’s a quality knee surgery, but I just don’t think I can go through 5.