• Stoned_Ape
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    2 years ago

    Does that apply to the 11.8 million residents who aren’t German citizens?

    Of course. Very much of course. This is absolutely normal and expected in Germany, and if it would be any other way, people would be outraged. And I’m not exaggerating. I’m not sure if people from the US or other (socially bad) places can believe that.

    What happens to people who allow their compulsory insurance to lapse (eg, by missing payments)? Don’t people sometimes end up getting the minimum-necessary emergency care but also acquiring substantial debt with it, like in the US?

    Never heard of one single example. I think this is extremely rare, and it has to be some really fucked up sitaution where you did everything wrong that can be done wrong.

    Are you sure? Look at this table listing numerous German UBI proposals, and hit ctrl-f and search for the word “replace”. Almost all of them actually involve replacing existing social programs.

    As I said, it’s about replacing needless bureaucracy. It’s not the payments that are to be cut. It’s not the social service that is to be cut. Just the way of distribution. It’s a simplification and streamlining, not a reduction. It’s a gain for people who receive it.

    If there are some UBI proposals that explicitly reject cutting existing social programs to fund themselves, I haven’t seen them.

    None of the UBI proposals explain their funding that way. This is a big misunderstanding from the author. If that is the understanding of the author, he has absolutely no idea what he’s talking about, and has no clue of German society.

    • Arthur BesseOPA
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      2 years ago

      If you don’t have income, you don’t pay anything.

      Does that apply to the 11.8 million residents who aren’t German citizens?

      Of course. Very much of course. This is absolutely normal and expected in Germany, and if it would be any other way, people would be outraged.

      That was a rhetorical question. In reality, no, non-citizens who can’t afford payments on their private health insurance (many/most of whom don’t even qualify to pay for the so-called “public” options) can have their residence permits revoked and be deported.

      As I said, it’s about replacing needless bureaucracy. It’s not the payments that are to be cut. It’s not the social service that is to be cut. Just the way of distribution.

      It is social services (including some payments) that are proposed to be cut. Did you ctrl-f “replace” on that table i linked, and see all the things they’re talking about cutting? The notion that replacing working social programs with UBI will “replace bureaucracy” and not reduce the quality of outcomes for the poorest people is absurd. As the linked article says:

      From a social welfare point of view, the substitution of social programs with market-based and charitable provision of everything from health to housing, from child support to old-age assistance, clearly creates a multi-tier system in which the poorest may be able to afford some housing and health care, but clearly much less than the rich — most importantly, with no guarantee that the income will be sufficient for their actual need for health care, child care, education, housing, and other needs, which would be available only by way of for-profit markets and private charities.

      • Stoned_Ape
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        2 years ago

        That was a rhetorical question.

        It should be a real one, because you don’t know how it is. You are misinformed. Extremely misinformed.

        In reality, no, non-citizens who can’t afford payments on their private health insurance (many/most of whom don’t even qualify to pay for the so-called “public” options) can have their residence permits revoked and be deported.

        You very obviously have no idea how Germany works. I seriously can’t overstate how ridiculous and wrong this statement is. This is so fucked up and off the rails… holy shit.

        • Arthur BesseOPA
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          2 years ago

          I think this is one of the relevant statutes that links up-to-date health insurance payments with immigration status?

          • Stoned_Ape
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            2 years ago

            You literally just linked to applicable law and asked me if that is applicable law. Just make your point. But better make it a good and informed one, and not just one based on your misconceptions and a machine translation.

            • Arthur BesseOPA
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              2 years ago

              What do you think my misconception is exactly? Do you think this site’s description of the situation regarding compulsory health insurance is also mistaken, or is it saying something different than I am?

              • Stoned_Ape
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                2 years ago

                A very simple answer: Yes, you need insurance. And yes, it will be paid for you if you can’t pay it yourself. If you are a resident (not a visitor), you always get it. Always. Believe me.

                Dude, you’re simply grasping straws. I asked you to make a point, and you chose to ignore that, because you don’t have one. I already told you. You are faaaaaaaaaaaar off the rails.

                I’m sorry, but I have the feeling that you are unable to believe that the US is in contrast to other countries a cluster fuck. There are a lot of problems in Europe and Germany, but health care is not one of them. At least not in the sense you’re trying to argue here. There’s room for improvement, but the health care system of Germany is a few levels above the situation in the US.

                I’m sorry. I hope you can acknowledge reality and find some motivation in there to improve the situation in the US. Because everyone should have universal healthcare, on the whole planet.

                • Arthur BesseOPA
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                  2 years ago

                  A very simple answer: Yes, you need insurance. And yes, it will be paid for you if you can’t pay it yourself. If you are a resident (not a visitor), you always get it. Always. Believe me.

                  Awesome! i think there are a lot of people who would love to know how… can you shed any light on how to apply?

                  i’m guessing you don’t know any German residents that have had health insurance-related difficulties? (i do… including citizens of other EU countries who upon moving to Germany were tricked or forced into the private system and then not allowed to switch back to paying for the public one. At least EU citizens don’t risk deportation if they screw up at the bureaucracy game, but, they too are still not-always-insured and still need to worry about affording health care.)

                  the health care system of Germany is a few levels above the situation in the US

                  I agree with you about that! As I said earlier, it does have better outcomes than the US. But that is a far cry from your original statement (No one here needs to “afford health care”. It’s already universal.).

                  If what Germany has today counts as “universal” by being compulsory, then the US had universal healthcare too (from 2014 to 2019). Also “no one needs to afford” is just… 🤷 🤦

                  • Stoned_Ape
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                    2 years ago

                    Dude, I’m leaving this discussion. You are actually unable to grasp what it means to live in Germany regarding health care. It’s impossible for you to even imagine it. It’s so far out of your comfort zone that you simply deny reality in order to not have to compare it to the situation of the US.

                    Damn. The US is a seriously fucked up place regarding health care.