If it’s a credit card then you should have pretty decent protection against fraud from the credit card company. I’ve had my card details stolen a few times (though never directly from my browser) and each time the credit card company has identified the fraud and reached out to me within minutes.
Now if it’s a debit card, you should NEVER put those numbers into a computer. I only ever use my debit card to access the ATM, and even that is rare.
Sounds like a very US specific answer. In EU I only have a debit card and sometimes I have a hard time using it even myself because I need to pass 2fa and sometimes even that isn’t enough if I’m on a new browser
Credit cards work the same everywhere*, it’s not US-specific. My debit card actually only has my bank account number on it (but I think that actually is a Germany-only thing with our Girocards), so paying for stuff online is just a normal bank transfer, where yeah you do have to pass the bank’s 2FA (unless it’s via SEPA direct debit).
* mostly, my card requires me to confirm some charges in a special phone app, I don’t think that’s a thing everywhere since it’s also fairly recent
That’s only true for debit cards that aren’t backed by master card or visa. When you use your debit card that is online, it’s run as a credit card and has the same fraud protections.
If it’s a credit card then you should have pretty decent protection against fraud from the credit card company. I’ve had my card details stolen a few times (though never directly from my browser) and each time the credit card company has identified the fraud and reached out to me within minutes.
Now if it’s a debit card, you should NEVER put those numbers into a computer. I only ever use my debit card to access the ATM, and even that is rare.
Sounds like a very US specific answer. In EU I only have a debit card and sometimes I have a hard time using it even myself because I need to pass 2fa and sometimes even that isn’t enough if I’m on a new browser
Credit cards work the same everywhere*, it’s not US-specific. My debit card actually only has my bank account number on it (but I think that actually is a Germany-only thing with our Girocards), so paying for stuff online is just a normal bank transfer, where yeah you do have to pass the bank’s 2FA (unless it’s via SEPA direct debit).
* mostly, my card requires me to confirm some charges in a special phone app, I don’t think that’s a thing everywhere since it’s also fairly recent
This is on account of the concept of SCA (Strong Customer Authentication) from PSD2 (Payment Services Directive), an EU-regulation.
That’s only true for debit cards that aren’t backed by master card or visa. When you use your debit card that is online, it’s run as a credit card and has the same fraud protections.
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