You could move out of your mother’s basement
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Wait you can?
not in this economy
That’s crazy talk!
Save up, go on a nice holiday overseas.
Save up, buy a house.
Take up a new expensive hobby like cycling or photography.
Donate to charity.
Donate to worthy political causes.
Get a dopamine hit from seeing number go up.
So many options.
Fund a random Twitch streamer’s life while you stay at home doing nothing.
Put money into retirement.
On average people need over $1,000,000 in it to retire comfortably now.
A lot of these are high effort and arguably not woth doing
Are you okay?
I wasn’t talking about myself. See, if anon didn’t even think about traveling for example, he probably will need a passport, vaccinations, foreign payment methods, luggage, etc. That takes a person with a full time job weeks to sort out.
Become a patron of the arts and help some students through university.
Work less.
Withdraw it in coins to throw at poor people.
Yes. Buy lots and lots of options.
Start playing Magic. Your money will go POOF in no time.
See also: 40k minis, aka plastic crack.
Alternatively DnD minis, they are mostly cheaper, so you can buy even more!
Truck full of green army men?
Buy another truck full of Muscle Men, then make floorplans using dominoes pieces, and have the army men fight the muscle men.
Aren’t men die in 1 hit. Muscle Men die in 3 hits. MM are melee only, AM mostly have range. Line of sight matters.
Or, your know, don’t copy what I did as a kid, and make your own rules. Whatever, man!
DnD minis are a 3D printer gateway drug. You have been warned.
Homeboy needs to start collecting titans, they make the minis look cheap.
Ah, a man of culture!
Dunno I made 12k selling my cards back in 2019. Played back in the revised/ice age days
“time travel to 1994 and play mtg, save the cards for 25 years then sell!” Great advice for anon :)
If you’re time traveling don’t forget the baseball almanac
I’ve been in this situation.
Get married to a single mom and you’ll be broke again in less than a year and in debt the next. That’s the quickest way to lose all of your money.
Didn’t go the single mom route, but a wife and kids takes care of the free time and money problem.
Single family cruise costs as much as everything OP purchased put together.
Ugh plz don’t
Max 401k, Roth IRA, and HSA contributions. Buy a fleshlight.
There are way too many comments in this thread for it to be okay that yours is the only one mentioning investing for retirement.
Just goes to show you how few of your peers are actually saving for retirement
In this economy?
In this day and age?
Right? I’m baffled I had to scroll down this far for a mention of investing, which was my immediate answer, after reading the greentext. And it’s absolutely the thing everybody should be doing with part of their money
I’m just thankful someone finally mentioned buying a fleshlight
Don’t forget the kids’ 529
I don’t think Anon will have to worry about that one…
And make sure you educate yourself on what colleges your kid is looking into. It sure would suck having all the 529 money get sucked into a scam school that generates debt for unexchangeable course credits.
Also, if you are technically self-employed, 401k + self-employed IRA provides a lot of room for more tax benefits. If you manage to fill those, then you can always open a brokerage account to put additional savings.
Broad market index funds are a popular choice.
Eventually retire so you have time to play those video games and get sleep.
Could even pay for porn at that point, crazy!
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If you are young and there’s nothing you really want to do with a significant amount of money, your emergency savings are decently big, and you don’t intend to make a significant purchase in the near to mid future, then you find yourself a tax-free retirement account, a world index fund and an S&P 500 index fund and distribute money across them with the priority being reaching whatever is the max in the first one
Depends on character traits of anon.
Some invest/gamble
Some hoard wealth
Some uses it fight boredom like going to places, travelling, hobbies, etc.
Some try sharing with others or straight up doing charities
This list is missing hookers and cocaine.
It’s hobbies
If all of my money had gone into a charity it would have been, “Junkies Helping Junkies Not Get Dope Sick No More”. :p
Here at junkies, we split shots. We don’t get high. You found some dope on a gas station floor? Three people won’t get sick today. Or, Brenda will convince you that her tolerance is insane because of a recent stay at the hospital, she’ll get half and we’ll split half. She’ll nod out and she won’t be welcome at Junkies Helping Junkies Not Get Dope Sick No More no more.
For real though, been sober for at least a decade at this point. It is crazy how much money people burn through with that little hobby. I don’t miss that life and I’m thankful to be away from it, so if I did accidentally become wealthy I’d give some back to the community that helped me get here. I’d drop by some local AA and NA groups and drop a pile of money under the 1s pretty often.
I’ve never tried it, but I love this comment.
- Save an emergency fund of 6-12 months of expenses. You never know when the rug will get pulled out from under you.
- Pay off all debts.
- Save at least 15% of income into retirement accounts (not counting any matches).
- Give to charity or random internet persons.
- Buy a house.
- Pay it off.
- Max all retirement accounts, invest in some mutual funds, give more.
consider also investing in your community. find local organizations or mutual aid networks, help friends out and in general find ways to build other people up so that they can be there for you if you ever fall on hard times.
Invest it until you can quit job. The old people call that retiring.
Retiring isn’t real, it’s just an old legend…
Like single income families
Vacations, where every trip costs like a mid range gaming pc.
Send me $400 to buy a telescope lmao
Buy some more avocado toast?
Be like me: so anxious at the prospect of running out of money you just never spend it.
Need new clothes? Is that really a need?
Want to try a hobby? If you don’t like it you’ll feel pretty silly having invested in it.
But a gaming PC? The parts will be obsolete in a year anyways.
Nice cookware? What’s wrong with ye older stuff, it still works just don’t use the bad side of the spatula or you’ll scratch the pan.
Buy a house and stop mooching off your parents?
I bought a house and my parents moved back in with me.
There’s an incredible gap between having 10’s of thousands of dollars from a couple years of working a job with low expenses and a habit of not spending money and buying a fucking house lol
Why do you assume they live with their parents?
Because they have spare money, and only mentioned spending money on frivolous shit, rather than food, rent and bills.
It goes without saying. If he was in my country I would assume he is paid 2500€ a month and only pays 500$ for rent so there is plenty left
Nah uh
