Be like me: so anxious at the prospect of running out of money you just never spend it.

Need new clothes? Is that really a need?

Want to try a hobby? If you don’t like it you’ll feel pretty silly having invested in it.

But a gaming PC? The parts will be obsolete in a year anyways.

Nice cookware? What’s wrong with ye older stuff, it still works just don’t use the bad side of the spatula or you’ll scratch the pan.