News this week that inflation eased more than expected in October solidified the view that the Federal Reserve is done with its most aggressive rate-hike campaign in four decades.

And that could be a boon for the stock market and your 401(k).

  • Hypx@kbin.social
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    1 year ago

    The stock market is historically overvalued right now. The long-term direction is downwards, not upwards.

      • Hypx@kbin.social
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        1 year ago

        It is well above historical valuations. Ultimately, the problem is that you simply won’t get much of an ROI if you keep on investing on stocks at these valuations. So the natural trend is for people to move away from stocks,

        • Salamendacious@lemmy.worldOP
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          1 year ago

          So you sent me down a rabbit hole and I agree with you. I think the market is overvalued. For me the question is now what does that mean and I see three possible options: 1) market trends down to equilibrium 2) market quickly drops to equilibrium & 3) market over corrects and goes below equilibrium. It looks like from the great recession until 2015 we were under valued and valuation has spiked since then except for the COVID drop, which brought us again to equilibrium. I think #2 is the most likely scenario. I’m not going to pull my retirement accounts out but I’m going to keep an eye on this. Thanks for the heads up

        • BombOmOm@lemmy.world
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          1 year ago

          Interest rates are pretty good right now. It isn’t hard to find an account at 4.75% to 5% interest. While stocks will do better over the long term, if you don’t trust them then this is also a solid option.