• bobburger@fedia.io
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    8 months ago

    You can’t deduct your mortgage from your taxes, only the interest. And only on mortgages related to your first or second home. From irs.gov

    This part explains what you can deduct as home mortgage interest. It includes discussions on points and how to report deductible interest on your tax return.

    Generally, home mortgage interest is any interest you pay on a loan secured by your home (main home or a second home). The loan may be a mortgage to buy your home, or a second mortgage.

    • mctoasterson@reddthat.com
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      8 months ago

      Another important thing to note is that you only benefit from this if you have so many itemized deductions that you can do better than the standard deduction. The mortgage interest alone isn’t going to do that in a vast majority of cases. Since legislation in 2017, a lot of the tax advantage of owning a home was reduced.

      The OP is wrong on every conceivable level.