E-bike owners could face expensive disappointment if they believe their homeowners insurance covers theft. Here's what a disagreement between state regulators and the insurance industry means for owners.
In Sweden, and I believe the rest of the EU as well, there is a well-established distinction: if the motor in an e-bike only engages when pedalling, the max output is 250w and the motor only activates up to 25 km/h, it’s considered to be a bicycle and falls under those rules. Anything with a throttle, higher motor output or lack of speed restrictions, it is considered to be a moped and falls under the ruleset for that category of vehicles.
In Sweden, and I believe the rest of the EU as well, there is a well-established distinction: if the motor in an e-bike only engages when pedalling, the max output is 250w and the motor only activates up to 25 km/h, it’s considered to be a bicycle and falls under those rules. Anything with a throttle, higher motor output or lack of speed restrictions, it is considered to be a moped and falls under the ruleset for that category of vehicles.