Text messaging has been a staple of communication for decades, but it's time to move on. In this video, we'll explore why SMS is an outdated and insecure technology and discuss better alternatives.
I don’t know your specific circumstance but I highly doubt you only have one option for a bank or credit union or other financial institution. Time to adult some shit and do your research. Complaining on Lemmy will only get you so far.
You are making the mistake of assuming that people make a decision about what institution to bank with solely based on what kind of 2FA they provide. In reality, there are many other factors involved. I ended up banking with these institutions for a reason. And I don’t know what the overall situation outside the US, e.g. in Europe, is but I think in the US there are few banks that offer something better than SMS 2FA. Some will force you or invite you to use their special app (which may or may not only work with SafetyNet) instead, which is absolutely not an improvement except perhaps strictly in the security sense. I think there are a few experimenting with FIDO2 hardware security keys but that is the exception. This is a problem that requires regulation not telling random individuals that they just need to git gud at picking a bank.
If data security isn’t your top priority when it comes to where you put your money, we have nothing to discuss.
I’m not telling people to “git gud” but, people here choose not to do the bare minimum and then complain that the bank, their parents probably chose for them when they were children, doesnt meet their needs.
Yes of course this problem needs regulation but that won’t happen if all consumers do is complain on useless forums instead of actually putting their money where there mouth is.
The fact of the matter is if you do nothing while staying at a bank that does things you don’t like, you are complicit and it tells the bank you are OK with that. Its not fair but, most institutions prioritize convenience over privacy and security for their customers because that’s what they have shown they want.
I’m not sure why people are so offended that they might have to put in some actual effort if they want the privacy and security features from large institutions they complain about.
I don’t know your specific circumstance but I highly doubt you only have one option for a bank or credit union or other financial institution. Time to adult some shit and do your research. Complaining on Lemmy will only get you so far.
You are making the mistake of assuming that people make a decision about what institution to bank with solely based on what kind of 2FA they provide. In reality, there are many other factors involved. I ended up banking with these institutions for a reason. And I don’t know what the overall situation outside the US, e.g. in Europe, is but I think in the US there are few banks that offer something better than SMS 2FA. Some will force you or invite you to use their special app (which may or may not only work with SafetyNet) instead, which is absolutely not an improvement except perhaps strictly in the security sense. I think there are a few experimenting with FIDO2 hardware security keys but that is the exception. This is a problem that requires regulation not telling random individuals that they just need to git gud at picking a bank.
If data security isn’t your top priority when it comes to where you put your money, we have nothing to discuss.
I’m not telling people to “git gud” but, people here choose not to do the bare minimum and then complain that the bank, their parents probably chose for them when they were children, doesnt meet their needs.
Yes of course this problem needs regulation but that won’t happen if all consumers do is complain on useless forums instead of actually putting their money where there mouth is.
The fact of the matter is if you do nothing while staying at a bank that does things you don’t like, you are complicit and it tells the bank you are OK with that. Its not fair but, most institutions prioritize convenience over privacy and security for their customers because that’s what they have shown they want.
I’m not sure why people are so offended that they might have to put in some actual effort if they want the privacy and security features from large institutions they complain about.