I read that half of Americans couldn’t cover an unexpected $1,000 expense. This sounds crazy to me. I understand that poverty exists, but the idea that an adult with a job doesn’t even have that amount saved up seems really strange.

What’s your relationship or philosophy with money? What do you credit for your financial success, or alternatively, what do you blame for your failures?

For the extra brave ones: how much savings do you have, and what are you planning to do with them?

  • BallsandBayonets@lemmings.world
    12·
    2 months ago

    I’ve got $0.85 in savings, because I put my rent and car payment money in my savings account each month until I need to pay those bills. I did at one point have $1000 saved up as a rainy day fun, but then it rained for a whole year (financially speaking). Now I don’t even have credit cards to fall back on, as those have been maxed out and gone to collections. I’m looking for a job in an industry I left because it was driving me to alcoholism (software), but that job market sucks a little more than the service industry, so I’m not optimistic.

    Oh yeah and I’d be homeless if I didn’t have family who were willing and able to loan me rent money.

    • IMALlama@lemmy.world
      4·
      2 months ago

      I currently work on software in automotive. Everything seems completely insane. We have tons of process and technical debt, executives that are super out of touch and all have their own pet projects, we have hundreds of executives so we have 100 number one priority pet projects, we have a very distributed hardware/software footprint due to the affirmationed process/technical debt, each vehicle has a different hardware footprint which means we constantly have to make our distributed software work when a piece of the software needs to be rebuilt in a new controller, etc etc.

      There’s also the whole mess of trying to run agile at scale, managinga very distributed backlog, trying to balance priorities across teams that have to coordinate work, everyone leading with “how they want it” instead of “what they want”, total disregard for WIP limits, etc.

      I know where I work is a shit show. I really wonder if it’s much better elsewhere. I also wonder if this place has always been a shit show and I just have more exposure to it now.

      And yeah, alcohol. I’m trying to cut back but the mood here seems to violently oscillate between “this is OK” to “what the hell” and back again. We’re probably due for another swing soon.

      Some days I do think about going back to waiting tables. It took me years of working elsewhere to stop having the waiting weeds dreams though…