• tsonfeir@lemmy.world
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    7 months ago

    My company’s 401k person came in to sell their wares, and I did that inflation math in front of them. I think I made a lot of employees afraid for their future.

    • ampersandrew@lemmy.world
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      7 months ago

      If you put your money in index funds, you can expect it to beat inflation by about 7-8% on average, especially over the course of a decades-long working career. It’s usually not worth it to ever look at the non-adjusted projected value.

      • tsonfeir@lemmy.world
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        7 months ago

        50% up to 6% (so 3%). But its vested over 5 years… which is a middle finger if you ask me.