For those curious about the “how you can prepare” part, here it is. I’m not convinced this is actually good advice, since it’s one-dimensional and presented as a one-size-fits-all solution.

Gold is a great alternative because unlike the U.S. dollar, which has lost 98% of its purchasing power since 1971, gold’s purchasing power remains more stable over time.

You can get a piece of this golden action by opening a Gold IRA — a type of individual retirement account that allows you to invest in gold and other precious metals in physical forms, like coins, instead of stocks, mutual funds and other traditional investments.

Opting for a Gold IRA gives you the opportunity to both diversify your portfolio and stabilize your finances — and gold tends to yield less risk than other alternative investments.

If you want to open a Gold IRA, there are reputable services that’ll let you roll over your current 401(k) or IRA into this new account. To qualify, you need to be over 59 years old and have at least $70,000 to transfer.