Long story short me and my car got hit by a bus and the guy took off. I’m fine, but the car is damaged. I need to pay for most of the repairs because of insurance issues. I can afford it, but it’s still expensive. I’m starting to have self-doubt, this is my first car accident 😭 
Make sure you call the cops, because it provides further evidence that it did happen, and your insurance is less likely to be able to worm their way out of doing their fucking job.
Because I bought the cheapest insurance that would only pay for the damage I caused to the others. Even I call the cops they still not pay me anything