I was going to get a credit card (literally only so I could autopay IWW membership, HA!) they declined me but before that point I was looking at all the various different card options and reward points are such a fucking scam. They do a lot of razzle dazzle to make them look better than they actually are but when you actually do the math you’re spending way more on increased interest than you’re getting back.

Not only that you get paid out in fucking gift cards, that same shit those mobile game reward apps pay you out in. You’re a fucking credit card company, is it really that hard to just put the credit on my card?? Oh but then people would notice how hard they’re getting scammed.