The U.S. is facing a shortage of affordable houses relative to only a few years ago, and it's hitting cities such as El Paso, Boise and Spokane the hardest.
I was still saving to buy a house in 2019 when circumstances beyond my control forced me to accelerate that timeline significantly. My offer was accepted in October and closed and moved-in mid December of that same year. Got a decent interest rate and then refinanced less than a year later during COVID when rates went down even lower.
2019 was a rough year, but had the unfortunate circumstances not happened and I waited until 2021-2022 to house hunt (which was my original timeline), I’d be in the same boat. I consider myself very lucky even though 2019 was pretty awful otherwise.
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I hear ya.
I was still saving to buy a house in 2019 when circumstances beyond my control forced me to accelerate that timeline significantly. My offer was accepted in October and closed and moved-in mid December of that same year. Got a decent interest rate and then refinanced less than a year later during COVID when rates went down even lower.
2019 was a rough year, but had the unfortunate circumstances not happened and I waited until 2021-2022 to house hunt (which was my original timeline), I’d be in the same boat. I consider myself very lucky even though 2019 was pretty awful otherwise.