Assuming I have a time horizon >10 years.

Edit: thanks for all the replies!!

  • kevincox
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    4 hours ago

    The others have made great points about how any amount adds up. Especially with compounding.

    But the most important reason me just be making it a habit. If you are saving $50/month you have a place to put your savings and an investment strategy for that money. The next time you get a pay raise or get rid of some recurring spend it will be natural to start saving $60/month, then $100 and more and more. It is much easier to improve an existing habit than starting a new one. So as soon as you have the chance start that got habit.