For someone in their 30s, does the following allocations make sense? The goal is to have a fair amount of diversity and to more or less “set it and forget it”
55% VG INST 500 IDX 35% VG INTL STOCK IDX 10% VG TOT BD MKT IDX
I’m wondering if maybe there should be less in International and more in one of the other two, etc
Bogleheads has explained its rationale for its three-fund portfolio strategy. If I were you, I’d be trying to investigate/explain why my three-fund strategy is better than Bogleheads’.
I actually changed mine to 3 fund after discovering the boggleheads post you mentioned a while back. Perhaps I didn’t follow the advice correctly
At first glance the only difference is that you’re excluding US small stocks. But I’m neither an expert nor doing anything more than a first impression.
Ah, good catch! It looks like I have this as an option which may help supplement my S&P 500 choice (Vanguard Extended Market Index Fund).
Thank you for the expert advice :)
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