For someone in their 30s, does the following allocations make sense? The goal is to have a fair amount of diversity and to more or less “set it and forget it”
55% VG INST 500 IDX 35% VG INTL STOCK IDX 10% VG TOT BD MKT IDX
I’m wondering if maybe there should be less in International and more in one of the other two, etc
I actually changed mine to 3 fund after discovering the boggleheads post you mentioned a while back. Perhaps I didn’t follow the advice correctly
At first glance the only difference is that you’re excluding US small stocks. But I’m neither an expert nor doing anything more than a first impression.
Ah, good catch! It looks like I have this as an option which may help supplement my S&P 500 choice (Vanguard Extended Market Index Fund).
Thank you for the expert advice :)
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