Hey, I was wondering if someone needs credit to buy things. People in my family have said I wouldn’t be able to buy a car or a house without credit. But if I’m saving up cash to pay for things outright, do I really need credit?

Note: I’m sorry if this is the wrong place to ask.

  • unmagical
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    3 months ago

    Plus the “rewards” from credit companies are paid for by merchants leading to price adjustments for all items regardless of payment method. If you aren’t using a credit card you are paying me to use one.