It took me about a month to get over the lack of “convience” of no cards & needing to carry cash in my country, but now I absolutely prefer it—as do small vendors. Card usage is very low & if you use one, minimums are high & you are on the hook for the network fee. Where I was born, folks bake the cost of the fee into the price which means using cash, you are subsidizing everyone using cards/apps which is pretty insane—it’s money for the giant payment providers that vacuum up all of our personal data. Cash is resilient, but way more private.