• CableMonster
    link
    fedilink
    arrow-up
    4
    ·
    2 months ago

    I am going to take a wild guess and say that climate change is not the main factor for rising insurance rates…

    • HelixDab2@lemm.ee
      link
      fedilink
      arrow-up
      1
      ·
      2 months ago

      Well, it certainly is in some places. But certainly not all, no. Florida for instance; something like 1/3 of the state would be under water if sea level rose by just 5’. Many insurers are already leaving the state entirely, because they can’t charge enough to cover their payments. So, ???

      • mojofrododojo@lemmy.world
        link
        fedilink
        English
        arrow-up
        2
        ·
        2 months ago

        from what I’ve read sea-level rising is a long, long term issue.

        hurricanes on the other hand are expected to destroy thousands of homes, again and again, each year, from here out. we’ve poured so much heat into the atlantic there’s not much else that can happen.

        • HelixDab2@lemm.ee
          link
          fedilink
          arrow-up
          4
          ·
          2 months ago

          At the rate we’re losing glacial ice, I think “long term” in this situation is likely on the order of 100 years or less. But yes, hurricanes are fucking Florida’s shit up; it’s quickly eroding coastal areas, and storm surges can end up flooding pretty far inland.

          • mojofrododojo@lemmy.world
            link
            fedilink
            English
            arrow-up
            2
            ·
            2 months ago

            oh it’s most definitely going to be a big problem because it won’t just be florida, but yeah, it’s gonna take time (not as long as they predicted but still half a centuryish) for that to inundate the lowlands. Until then, I suspect hurricanes will scour the place clean.

      • CableMonster
        link
        fedilink
        arrow-up
        1
        arrow-down
        1
        ·
        2 months ago

        I dont think it would make a difference outside of the noise of all the other things. I get that the sea rising in Florida would be bad, but I dont think that would play a role in the next long time except on the houses directly on the coast.