• 11 Posts
  • 33 Comments
Joined 1 year ago
cake
Cake day: July 2nd, 2023

help-circle


















  • My partner and I just combined budgets rather than trying to split everything.

    Could you try YNAB together (no extra expense to you and you can offer it free) and use YNAB to split things as mentioned in comment? Or if you don’t mind losing some visibility then making a broad “together” expense category to pull from/put into?

    Also! Maybe try a different card? Plenty of good cards to try churning! But I agree - it’s frustrating when one doesn’t pull. My credit unions credit card does that.




  • Hmm…

    I think I use YNAB to allow myself nice things while knowing I’m saving. I guess it’s because I’ve got a saver mentality instead of a spender mentality. So I don’t think the challenge would be useful to me…

    YNAB gives me permission to eat out with coworkers when they invite me on Friday… Before YNAB I would feel bad not to eat a packed lunch.

    I’m just not someone who buys unnecessary things on a regular basis. (I lean more towards splurging on outdoor gear once or twice a year.)

    I like budgeting because it meant I didn’t feel guilty buying two board games on FB marketplace this month even if I knew it meant postponing a purchase of an epilator until a future month.

    I’ve tracked all my spending since I first moved out of my parents place for university… I think I would struggle not to. My anxiety loves loves loves worrying about money. Forget the fact that I could have no income for six months and live my usual life…