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Joined 11 months ago
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Cake day: July 7th, 2023

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  • OK… so this is weird. The Supreme court just upheld that the funding structure of the CFPB was constitutional overruling the 5th circuit ruling that the CFPB funding structure was unconstitutional… But THIS federal judge just used the 5th court unconstitutionality ruling as the basis for why this CFPB credit card rule was unconstitutional (the CFPB is unconstitutional so any decision they make is invalid). It seems like he’s leaning on a just overturned ruling to make this decision. Is this just a case of a timing error where everything in the credit card fee case was filed before he Supreme Court overruled the 5th circuit’s ruling or is there another argument there?


  • blady_blah@lemmy.worldtoJust Post@lemmy.worldNope. No.
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    14 days ago

    AI is just a tool. It’s like a computer. Right now it’s possibilities look limitless, but soon we will know the limitations and it will just be another tool in our toolbox. It will drive some people out of jobs… mostly for the betterment of society, but the disruption will be hard for anyone who is working one of those jobs, so there will be complaining. For example, is it really good for society to have people reading prearranged scripts off a screen at massive soul killing call centers?

    As will all technological innovations there are advantages and disadvantages. Learn to adopt the advantages and look to fix or attack the disadvantages. IMHO, the biggest issues will be in privacy and monitoring, so we should be looking for laws and protections we look to put in place to shield ourselves from this.

    If you don’t like it, don’t use it. But this will be like computers, robotics, and cell phones. If you go full Luddite, you’ll be left in the dust in both in culture and job prospects. This is change and change is scary, but the old adage of “adapt or die” still holds true.


  • You must be a troll. Are you really not able to say “quit killing innocents?” That goes for both sides BTW. “Quit killing children, quit killing innocent people.” Is that really hard? Protesting the people who are actively killing children and innocents using American made bombs seems pretty straightforward. Don’t kill innocent people. Don’t commit genocide.


  • Not the OP, but of course there are SOME people in the group who will be anti-jewish, but it’s all a question of percentages. If it’s 1%, then who the fuck cares? If it’s 50% then it’s a big deal. I’m sure it’s somewhere in between. From what I saw, the vast majority of protestors were not anti-jewish even if they were anti-Israel, however the new media quickly smeared the two together to waaay to many of their statements. It was really disappointing to see that message on so many different platforms.



  • But the reality is managers want to pick who gets laid off. It’s not that they want to just cut heads and reduce costs… upper management. may want that… but the actual managers want to keep their best and brightest. They know who the people are who get shit done, and they want to keep those people. Rto tends to have the opposite effect.

    The reality is it is often the best employees, the most experienced employees, and some very high level employees who have the most confidence and are most willing to say " screw you, I know I can find a job somewhere else" And give the middle finger to the employer who’s trying to do an RTO plan.

    Don’t be fooled by the headlines. Real businesses want to control who they let go. They want to have all the power in the relationship. They want to cut their lower performers and keep their superstars. RTO is about the worst head cutting program you could dream up.







  • blady_blah@lemmy.worldtoMicroblog Memes@lemmy.worldPronouns
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    1 month ago

    I’d even go simpler than that. “If calling people by their preferred pronouns is one of the hundred biggest challenges…” Inserting “correct” into the statement just begs to get into an argument with a conservative and feels like you’re trying to force them to accept a different reality than they want to.

    IMHO it’s simply a personal preference thing. Let people live how they want to live. You don’t have to convince everyone that Sally is really a woman trapped in the body of a man, you just have to say that it’s her preference you call her as a “she”. People should have the freedom to define themselves. That’s it. End of story.

    My conservative neighbor brought up trans stuff thinking he’d use all the conservative media talking points and my answer was simply “it doesn’t really bother me. I’m a live and let live kind of guy. If they want me to use a different pronoun I’ll do my best to switch to that pronoun.” If you spin it as a freedom instead of a reality then it’s easier to accept.




  • Capital gains isn’t a “2nd tax on money people already earned”. If I put my money in a bank account and earn 10% interest (laughable I know) and I earn $10k on the $100k I have in the bank, I pay income taxes on the $10k. If I buy a piece of land for $100k and I sell it for $110k, I pay capital gains tax on the $10k. In both cases I didn’t work for the money and I only paid taxes on the profit.

    Capital gains tax is NOT taxing money twice, and even if it was, sales tax is a much more direct “taxed twice” tax. There is no such rule as “money can’t be taxes twice” in our society. Capital gains tax should be done away with and all profit should just be called “income” and taxed accordingly, just like the rest of us who work for a living.


  • The dropping interest rate is one of the main reasons that housing prices have skyrocketed in the past 20 years. People judge housing prices by what they can afford monthly and interest rates directly impact that figure. It’s only a matter of time for housing prices to fall drastically if interest rates remain at 7%.

    And yes, I have a 500k loan at 2.5% on a 30yr fixed mortgage. Maybe we’ll sell our house in 15 years, but otherwise, forget it! I have zero interest in paying it off early.