• random65837@lemmy.world
    link
    fedilink
    English
    arrow-up
    13
    arrow-down
    15
    ·
    1 year ago

    And that’s the exact reason that less and less people are taking credit cards and only taking debit and ACH.

    • bassomitron@lemmy.world
      link
      fedilink
      English
      arrow-up
      19
      arrow-down
      1
      ·
      edit-2
      1 year ago

      Where do you see businesses accepting debit but not credit cards? I’ve only ever seen it accepting both or neither (in the case of neither, you have to physically mail in a check or link up ACH information). And the only time I see ACH or physical payment accepted but not debit/credit is with governmental agencies in the US, because credit/debit costs them money to process while ACH/physical money does not.

    • ares35@kbin.social
      link
      fedilink
      arrow-up
      6
      ·
      1 year ago

      not really. it’s that credit cards usually cost a lot more per transaction in fees to the merchant.

    • Rai@lemmy.dbzer0.com
      link
      fedilink
      English
      arrow-up
      6
      arrow-down
      1
      ·
      1 year ago

      I’ve never seen a merchant that doesn’t take a credit card. wtf are you talking about

      • foggy@lemmy.world
        link
        fedilink
        English
        arrow-up
        2
        ·
        1 year ago

        Really? I’ve seen literally thousands, of cash only businesses lol.

        I’ve never seen anything like a debit card only or whatever, but cash only businesses are fucking everywhere my dude.

        • Rai@lemmy.dbzer0.com
          link
          fedilink
          English
          arrow-up
          2
          arrow-down
          2
          ·
          1 year ago

          Wild. Maybe it’s a regional thing, but I’ve only been to one or two places in the last many years where I had to use my card instead of Apple Pay.

          Cash is strictly for drugs.

    • circuscritic@lemmy.ca
      link
      fedilink
      English
      arrow-up
      1
      ·
      1 year ago

      People, or businesses?

      For the rare business where it’s (unfortunately) standard practice e.g. gyms, I just setup a new (free) checking account with my existing bank.

      Other than those rare, and “standarized” cases, they’d have to be critical to my ability to keep breathing for me to even consider using a check, or another payment method linked directly to bank, including a debit transaction that requires my PIN, or ever using my debit card online.