Where do you see businesses accepting debit but not credit cards? I’ve only ever seen it accepting both or neither (in the case of neither, you have to physically mail in a check or link up ACH information). And the only time I see ACH or physical payment accepted but not debit/credit is with governmental agencies in the US, because credit/debit costs them money to process while ACH/physical money does not.
For the rare business where it’s (unfortunately) standard practice e.g. gyms, I just setup a new (free) checking account with my existing bank.
Other than those rare, and “standarized” cases, they’d have to be critical to my ability to keep breathing for me to even consider using a check, or another payment method linked directly to bank, including a debit transaction that requires my PIN, or ever using my debit card online.
And that’s the exact reason that less and less people are taking credit cards and only taking debit and ACH.
Where do you see businesses accepting debit but not credit cards? I’ve only ever seen it accepting both or neither (in the case of neither, you have to physically mail in a check or link up ACH information). And the only time I see ACH or physical payment accepted but not debit/credit is with governmental agencies in the US, because credit/debit costs them money to process while ACH/physical money does not.
I haven’t experienced not taking credit cards, but T-Mobile just got rid of my ten dollar auto pay unless I switch from credit card to debit card.
Same for Verizon
As well as AT&T. Its becoming more and more common.
A montage company just started doing that.
not really. it’s that credit cards usually cost a lot more per transaction in fees to the merchant.
I’ve never seen a merchant that doesn’t take a credit card. wtf are you talking about
Really? I’ve seen literally thousands, of cash only businesses lol.
I’ve never seen anything like a debit card only or whatever, but cash only businesses are fucking everywhere my dude.
Wild. Maybe it’s a regional thing, but I’ve only been to one or two places in the last many years where I had to use my card instead of Apple Pay.
Cash is strictly for drugs.
People, or businesses?
For the rare business where it’s (unfortunately) standard practice e.g. gyms, I just setup a new (free) checking account with my existing bank.
Other than those rare, and “standarized” cases, they’d have to be critical to my ability to keep breathing for me to even consider using a check, or another payment method linked directly to bank, including a debit transaction that requires my PIN, or ever using my debit card online.