Apparently the average cost is $233,610. If you save all of that and assume that the child is 18 when the parent is 45, then there’s another 20 years til 65, which is enough to more than double. So $500,000+ extra at retirement per child, or about $20k spending per year (if you can delay in-home care for 10 years and use higher estimates, its as much as 45K/year extra). Apparently average cost of in-home care is ~$60k/year. So not having 2 children and saving all of the difference could make-up for that.
Plus have to consider that a child more likely than not isn’t interested in being your in home caretaker for many years straight, not to mention potentially not being qualified for it (so you would need some sort of actual caretaker anyway).
At least in western countries it is pretty likely your children will move far away from you anyways. Sure, it’s still nice to have someone, but it was far more valuable when you usually died in same town you were born in.
Forgot the last panel where the guy with money dies alone with nobody to take care of him.
Imagine being such a selfish person to only have kids so they can support you.
This is humanity we’re talking about. What did you expect?
At least his kids won’t die in the irradiated wasteland of the post-apocalypse, if they’re lucky.
You’re making children so that you can have indentured servants when you’re old? That’s pretty weird.
(ps. money can be exchanged for goods and services, including caretakers)
Apparently the average cost is $233,610. If you save all of that and assume that the child is 18 when the parent is 45, then there’s another 20 years til 65, which is enough to more than double. So $500,000+ extra at retirement per child, or about $20k spending per year (if you can delay in-home care for 10 years and use higher estimates, its as much as 45K/year extra). Apparently average cost of in-home care is ~$60k/year. So not having 2 children and saving all of the difference could make-up for that.
Plus have to consider that a child more likely than not isn’t interested in being your in home caretaker for many years straight, not to mention potentially not being qualified for it (so you would need some sort of actual caretaker anyway).
Bold of you to assume humanity will make it that long.
At least in western countries it is pretty likely your children will move far away from you anyways. Sure, it’s still nice to have someone, but it was far more valuable when you usually died in same town you were born in.
Everyone dies alone.
The ones with kids are purposefully thrown into care homes so the kids can steal their house and all of their retirement money.