I was with you at first, but 365 is so so much better than letting people keep using excel2012 a decade later without security patches. Convincing CEO of a 14 person business that they absolutely need to use a modern office edition is impossible - to say nothing of the unaffiliated user. 365 guarantees that patching is up to date.

FOSS Office versions do the same, but if you’re gonna pay I’d much rather you have a subscription than set it and forget it.