I’m in a similar boat. I make enough where I don’t qualify for the assistance but not enough to actually be able to afford health insurance. Instead I have to pay extra every tax season for being in a situation I didn’t ask for.
I hate that this situation is even possible, but I just wanted to clarify that the individual mandate tax penalty has not been a thing since 2018. It was removed effective January 1, 2019.
It was the same for a friend and the ACA, didn’t make enough for subsidies and made too much to qualify for Medicaid.
I’m in a similar boat. I make enough where I don’t qualify for the assistance but not enough to actually be able to afford health insurance. Instead I have to pay extra every tax season for being in a situation I didn’t ask for.
I hate that this situation is even possible, but I just wanted to clarify that the individual mandate tax penalty has not been a thing since 2018. It was removed effective January 1, 2019.