If you haven’t heard of it before, it’s a YNAB challenge that has 3 simple rules. For 30 days you:

  1. Track your spending
  2. Only buy essentials
  3. No dining out

I haven’t been able to successfully follow this for 30 days, but I’ve made a lot of progress towards my financial goals in trying! I’m glad I did actual progress too, because I sure felt silly turning down friend dates at the bar and having them offer to pay.

What about you? Have you been able to crush your desires and go a month without going out or buying any fancy coffees?

  • fer0n@lemm.ee
    link
    fedilink
    English
    arrow-up
    1
    ·
    1 year ago

    I get what you’re saying, but I highly doubt that most people are following all three of these every single month. Simply tracking every expense, I can’t imagine that more than 5% of people actually do that.