cross-posted from: !esp@lemm.ee https://lemm.ee/post/40881099

Hello,

So far I have been using N26 and Revolut, which allow me to have Spanish IBANs.

Now I would like to open an account with a bank without fees, like OpenBank or BBVA online account. Mostly I plan to use the apps, so they would have to be good.

Do you have any advice and which banks I should absolutely avoid?

Thanks

Hola,

Hasta ahora he estado usando N26 y Revolut, que me permiten tener IBAN españoles.

Ahora me gustaría abrir una cuenta en un banco sin comisiones, como OpenBank o BBVA online account. Sobre todo pienso usar las aplicaciones, así que tendrían que ser buenas.

¿Tenéis algún consejo? ¿Y qué bancos debería evitar absolutamente?

  • jdr
    2·
    3 months ago

    Avoid la Caixa, they’re only good if you want a doorway to sleep in. Revolut is officially a Lithuanian bank, but otherwise I’d say that’s the best choice. OpenBank might be worth checking out too.

    • Sagan@lemm.eeOP
      1·
      3 months ago

      Thanks, you are not the first one to bring Caixa as being bad.

      Are you an OpenBank customer yourself, or did you just hear good things about it?

      • jdr
        2·
        3 months ago

        I haven’t used OpenBank myself, but friend who gave recommended it to me. It’s just a brand of Santander of course, but seems to be cheaper.

      • Daklon@beehaw.org
        2·
        3 months ago

        Be carefull with openbank. I haven’t use it, but they are just the online version of Santander bank, and Santander is one of the worst Spanish banks out there.

        • Sagan@lemm.eeOP
          1·
          3 months ago

          Ah, I just opened an account with them. I guess I might close it if it’s too bad.

          Which banks do you recommend?

          • Daklon@beehaw.org
            1·
            3 months ago

            I have tried ING and n26 only. Both work fine, no major problems with them. For ing i think that you need to send your paycheck to the ing account in order to have 0 commission. I’ve also heard good things about abanca and evo.

  • Dequei@sopuli.xyz
    1·
    3 months ago

    BBVA is pretty okay and the app is good

    Edit: I just remembered, i can send you a referee if you want

    • Sagan@lemm.eeOP
      1·
      3 months ago

      Thanks for offering!

      I had a look at BBVA, but they don’t have savings account, right?

      • Dequei@sopuli.xyz
        1·
        3 months ago

        Nope. I’m using N26 for that too. It’s pretty rare in spanish banks to have a saving account that generates anything.