• OhmsLawn@lemmy.world
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    3 months ago

    Honestly, how to evaluate stocks for my first individual share purchases. I’ve only ever had more-or-less passive funds investments.

    It’s all a bit overwhelming.

    • BlameThePeacock@lemmy.ca
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      3 months ago

      Buying individual stocks is a fools game for non-UHNI (poor) people. Keep your more-or-less passive funds investments, like low-fee mutual funds and index funds.

      If you want more retirement money, it’s far better to spend the time to in yourself (skill upgrading/job upgrading) than it is to worry about trying to bet on individual investments. If you’re putting away 10% of your income per year into your retirement savings, you can double your retirement savings by increasing your job salary by 10% and then just putting all of the extra away too. Getting a 10% increase in your salary is a lot easier than picking a stock or stocks that will going to go up twice as much as the overall market.