I’m a second year Penn State student. The college gave me money to go to an alternative campus. Because of federal loans I was able to afford it. however I was not applicable for the PLUS loan because of credit score. I transferred my campus to Penn State since those are the classes I need for Nuclear engineering and the cost after pell grant and subsidized/unsubsidized loans is $20k per semester. What can I say to my mom to convince her that it’s not worth it. She always talks about the book ‘rich dad poor dad’ as a reason for why it’s okay to take that much money? Besides scholarships I would have to take a loan and I’ll be fucked if I do. What options do I have?
Do you think you can go to a far cheaper school for now instead? I did 2 years at community college and 2 more at a non state University. Saves a lot of money compared to state school.
I’m thinking about going into applied science at community college and making money from that. It’s just hard to explain to my mom that I don’t need a degree from Penn State
This is of course anecdotal. But myself having never gone to a state school I still have the same scientist role currently that I would have had with a state school degree. It’s okay to not finish up there for sure. I would encourage you to try this option.
It’s definitely better to do this than to not finish! Best of luck though. I’ve been there and it’s scary. I didn’t think I’d graduate several times for this same reason as you