Also the the boomers with any wealth are going to live a lot longer. My boomer mom’s mom was 91 when she died, the only reason my mom is solvent is because she inherited and sold grandma’s house.

If my mom lives that long I’ll be in my mid 60s and my brother in his 50s. I’m a late Gen Xer btw.

So the timeline is at least 15-20 more years.