I figure I’ll do something like this every so often.
What has been a category you created that really became useful to you or provided unexpected value?
As a first time homeowner, starting a Home Projects master category and slowly funding projects categorized beneath that.
So far, done a few small things. Chicken coup, vegetable planters, shade cloth cover over the patio. Lots of fun 😁
Chicken Coup: For ending the tyranny of the rooster! Chicken Coop: A place for raising chickens. 😂
I’ve always wanted a chicken coop, but my city doesn’t allow it. Someday…someday… How do you like it so far?!
I gotta try a home projects master category. Probably better than binning everything into the same category.
Its hard to pick just one… I break down my paycheck by gross, taxes and insurance. It really helped when my other half got a new job and was going over benefit packages. It felt awesome showing how much I spent each month and even used memos to further break down medical dental and vision.
😅 then again I’m salary and can just duplicate my paycheck transactions so splitting my paycheck into categories is much easier.
Oh my god! I do this myself but outside of YNAB in a spreadsheet and keep YNAB to post-deductions budgeting. It never even crossed my mind to do it all in YNAB. So do you use a “work” account that manages the deductions?
Nope, here is the Nick True video where I got this from using his method. The segment is about 7 minutes and explains it much better than I can 😅
Probably the “giving” category. It‘s the category where I realize the most that a budget isn’t restraining and instead enables you to spend money how you actually want to. “Giving” is something that I find important and without having that category there, I’d really struggle to do it.
My “the banana stand” category where I park a few extra dollars for unexpected one off expenses.
