For me, I buy every time it’s 75% off. They haven’t seemed to catch on that I’ve done this literally every time for the past decade given I’ve only been offered it less than 10 times. The base plat prices are highway robbery and I would never buy at that level. Anyway, what discount do you wait for in order to buy? How often do you get discounts?
I never bought plat when I played a few years ago, and made all my plat through farming and trading vaulted primes. About a month before I quit though, I felt guilty for getting 500 hours out of the game for completely free, and threw them $10 on a 75% plat discount.