Employers demonstrated their infidelity to their staff by paying loyal workers, on average, 7% less than new hires — 20 years ago, salaries were largely the same between new and longtime employees.

  • The_v@lemmy.world
    link
    fedilink
    arrow-up
    4
    ·
    10 months ago

    Facetious argument. Try asking what I included in my estimates.

    Look up a basic midrange plan on a major carrier plus data, $45 with taxes & a cost average for $500 phone across 3 years ($13.88). Comes to around $60.

    As for the car, without asking what type of vehicle I was pricing out and the loan terms you have no clue. Think midrange with 700 credit score (recent college grad without any credit history to speak of). I was at 11.5% interest, on my first vehicle and a 8.5K loan over 5 years = $186.75 payment. Average price of a midrange low mileage vehicle today of the same quality is around $27K (looking to buy one for my teenager). With an 8.5% interest rate 5 year loan that comes to… $553.95 per month…

    Your 45K car for around 600 indicates your loan is around 41K and you decided to take a longer than 60 month terms. Likely an 84 month term ($613.80/month) at 6.75% interest for 790+ credit. Which was not even offered 20+ years ago because it’s a stupid thing to do. A 41K loan at 60 months would be $841.18 at 8.5% interest rate FYI.

      • The_v@lemmy.world
        link
        fedilink
        arrow-up
        3
        ·
        10 months ago

        Got nothin huh… What a lame attempt to save face using an ad hominem attack.

        Yawn… Boring.

        • Blackhole@sh.itjust.works
          link
          fedilink
          arrow-up
          1
          arrow-down
          3
          ·
          10 months ago

          I’m just not interested in arguing on the internet. A conversation is fine, that’s clearly not what you want.

          • Knoxvomica@lemmy.ca
            link
            fedilink
            arrow-up
            1
            ·
            9 months ago

            Eww, yeah you’re definitely not looking for a “Conversation”. No one who says that is ever just truthfully looking for a conversation. You’re looking for conflict.