I have tried Mint, Personal Capital, GNUCash, and probably a few others, and I seem to have settled on Tiller. Basically, I like the convenience of automatically pulling in transactions and balances, but I like retaining control of the budgeting process.

I know there are a ton of others out there, so let’s post our favorites and a short explanation of what makes them great.

  • jpb0104
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    1 year ago

    I wrote my own! https://budgetmyway.com

    • Really wanted weekly “reserve” based budgeting. If I am under budget one week, that amount will get added to the reserve. And if I am over budget another week, that will take money away from the reserve. I also have the concept of “reserve expenses”, not regular weekly expenses but usually bigger/unplanned that pull directly from the reserve.
    • Privacy: no ads, tracking, etc
    • No actual banking connections/APIs. Manually enter expenses.
    • A project I can improve over time. Been using it for over 10 years now.