Lloyd’s schtick is that they will insure literally anything, but typically at the worst possible cost. If you have a mortgage in FL you’re required to have windstorm mitigation insurance, so if you’re between vendors and don’t want to go with Citizens (the state-backed insurer) they are usually your last resort — and in recent times, have been cheaper than Citizens (tho this is more to do with how terribly managed Citizens is than anything else).
Lloyd’s schtick is that they will insure literally anything, but typically at the worst possible cost. If you have a mortgage in FL you’re required to have windstorm mitigation insurance, so if you’re between vendors and don’t want to go with Citizens (the state-backed insurer) they are usually your last resort — and in recent times, have been cheaper than Citizens (tho this is more to do with how terribly managed Citizens is than anything else).