It is a risk to some extent, but much of what college is is a way to figure out who can do what job. A STEM degree is good in that people will know that you have some level of technical skill. I think the main thing is that unless you have a direct way to monetize a degree, its not worth spending years of your life and going into debt on a risk. I personally have an engineering and a science degree that I used for a while, but now I have a construction company and would have been better suited starting in construction.