• ji17br
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    7 months ago

    You’re only robbing yourself if you go cash only. $1 will be worth less tomorrow than it is today.

    • the_doktor@lemmy.zip
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      7 months ago

      The $1 in your scam account is worth the same as a real $1 bill. Maybe less when the entire financial system inevitably collapses in on itself as the rest of the world does and people will actually value real money again.

      • ji17br
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        7 months ago

        If that actually happens money is literally just paper at that point.

        The $1 in my account actually grows. Sorry you don’t understand basic finance.

        • the_doktor@lemmy.zip
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          7 months ago

          It “grows” because you don’t own it and these scamming places want to encourage you to “invest” in their scam. It’s like investing in any other scam. At the end you can be screwed over by all these banks – as I have so many times because they don’t care about me or my money – and decide to destroy every bit of savings I have because of some “error” that they ultimately blame on me.

          No thank you. I have been scammed by banks (and credit unions) far too many times in my life. They’re just greedy, hateful businesses, like any others, and you shouldn’t trust them. Just part of our capitalist nightmare.

          • ji17br
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            7 months ago

            Damn dude. You really have no clue. You lend the bank your money. They can use that money to lend to others. They give you some of the profit.

            If you deposited money in a bank, and they told you it’s now their money and you own nothing, then you didn’t deposit money in a bank.

            You are clearly leaving out important details. Banks can’t just take your money.

            The fact that it seems to have happened multiple times to you is extremely suspicious.

            • the_doktor@lemmy.zip
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              7 months ago

              They have. Multiple banks and a credit union. Mismanaged my money and screwed me over while I was trying to get it right leading to owing them huge fees and ultimately no money in the account. Never again.

              But just keep throwing money at the scam and have every single store track your purchases by your credit card. I refuse to participate in such a nightmarish society.

              • ji17br
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                7 months ago

                Again, I believe you are leaving out key details. They didn’t just take your money.

                My assumption is that you didn’t understand how banking fees work and overdrafted your account or something. Perhaps got a credit card and only made minimum payments, which essentially just covers the interest.

                • the_doktor@lemmy.zip
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                  7 months ago

                  I understood just fine. I knew what they were supposed to do and how. I knew about fees, about account limits where you have to have a minimum amount to not pay any monthly fee, I knew everything about their corrupt little operation except for, apparently, their ability to take away your money at a moment’s notice and I have to go in and show them I had more, to which they ignored me and didn’t give me any real reason beyond “it’s not us, it’s you” bullshit despite extensive records I had.

                  They don’t care. It’s all about screwing over people who are struggling to bottom them out of society so they can never recover. Fuck the system.