Many people around me are saying US based index funds is enough coverage to FIRE but I want to know if it’s worth diversifying even more, maybe 10-20%?

  • exploding_whale
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    1 year ago

    I am and have closer to 30-40% across accounts mostly in the form of FTIHX since thats available in my 401k.

    • Sniffy@sh.itjust.worksOP
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      1 year ago

      Wow, that is quite a chunk. I’m guessing FTIHX is similar to FZILX? I have the latter available in my IRA brokerage that I’m considering getting.