Many people around me are saying US based index funds is enough coverage to FIRE but I want to know if it’s worth diversifying even more, maybe 10-20%?
Many people around me are saying US based index funds is enough coverage to FIRE but I want to know if it’s worth diversifying even more, maybe 10-20%?
I am and have closer to 30-40% across accounts mostly in the form of FTIHX since thats available in my 401k.
Wow, that is quite a chunk. I’m guessing FTIHX is similar to FZILX? I have the latter available in my IRA brokerage that I’m considering getting.