Do you want those to be signs that you’re some form of trans?
spoiler
If yes, then probably yes. If no, why not? If its fear of the stigma or challenges involved with being trans, then maybe?
Also, there’s more than options than just binary fem trans women. Masc women exist and there are non-binary options.
Isn’t getting mortgage insurance in Florida already becoming a challenge. I know there’s some specific Florida laws that contribute to that problem, so it might not really be reflecting climate change much yet though.