After leaving his practice, Dr. Alan Muney spent the next several decades advising insurers and private equity firms on how to wring savings out of health plans.

Is his surname pronounced how I think it is?

“We are sorry to inform you that your claim has been rejected. After careful consideration by Dr. Money…”

“We thought it might fall into a legal gray zone,” said the former Cigna official, who helped conceive the program. “We sent the idea to legal, and they sent it back saying it was OK.”

The way this country works is infuriating. The “OK” here is not “OK” as in legal, but “OK” as in the profits outweigh the fines and legal costs for breaking the law.

His claim was just one of roughly 60,000 that Dopke denied in a single month last year

That’s every fifteen seconds, assuming he does nothing else at work, and doesn’t take days off.