Rent, would prefer owning


Same here. Having doubts whether I’ll ever own a home, though. Real estate prices are insane.



Owning gives you freedom to do whatever you want with it, provides a more stable expense and in the long run is probably more financially responsible.


My partner and I are in the process of selling our first house right now. We barely were able to buy a fixer standing on our tiptoes, but we were really motivated to get a house. ‘Fixer’ ended up being a bit of an understatement, and we blew all of our leftover money almost immediately on major systems (heat, electrical panel, sewer line, full replumb, etc). Tens of thousands of dollars in debt later, we were left with the same ugly interior that we resented.

I totally agree with the people advocating home ownership in this thread. It’s super rad to be able to do whatever to your house. Need a hole? Make one. Want to run speaker cables behind the wall for some cool floating speakers? Go buck wild.

On the other hand, I’d caution first time homebuyers in this thread that, unless you’re independently wealthy and can truly afford to buy a home and still have a lump of cash, be careful with fixers. We’re lucky enough to probably squeak out from under this house and pay all the debts back, but if we would have waited even a couple years more it probably would have been a net loss in exchange for 3 years of living in a shitty house that was a source of constant stress and pressure.


Own a home for sure, it’s overall cheaper. I just opt to live in a tiny house, because Estate pricing is at an insanity nowadays that it just make more sense to simply buy a property/land to park your tiny house and just chill out there. It literally cost me $700/mo to live including foods and health insurance. Rather than spending all of your money on a massive mortgage and having to pay interests to the bank, you can instead stuff that money into a portfolio and gain that interests in your pocket and you get more investment than you would if you paid off a mortgage and sell your big house.

So basically every month I work, I can retire 6 to 12 months in my line of work and it just a very different experience altogether, because I feels liberated from all of the woes in the world and living life stress-free. I can give up the comfort of a large home for a tiny house and live a minimalist life style and get to enjoy life more whereas everyone around me is just living life miserable.

Few General Q/A:

What about mailing address?

Don’t have one and I use PO Boxes, I work 100% remote and do contracts online.

How do you get internet access?

I use Verizon Data Plan with unlimited data (internet bonding for increasing bandwidth overall to Linode server as a gateway, cost about $145/mo total.)

Do you have a car?

Nope! I borrow it from my family when they’re free to let me borrow it and I always refuel their car to full after using it as thanks. :)


As far as I understand whether renting or buying a house is better depends a lot on what you expect to happen in the long term. (In terms of money)

But if we put that aside I’d say owning a home is better if you can afford one.

I currently rent an apartment but we’re looking to buy when the lease is up. I’d like to legally own my home and not have to worry about the landlord coming inside or changing the lease or just generally fucking us over whenever the fancy strikes him.




I live with my parents so I don’t actually have my own home, but my parents bought our current house and an apartment for my grandparents.

I’d prefer to rent when I first move out simply because I don’t know where life will take me, and I’d probably want to buy a home when I get older and settle down.


I also live at home (again), but after many years of living for rent all over the country. So I kinda own the house I live in. Having a nice garden is the single best thing you can have. I can always go outside and feel the wind and listen to the sound the trees make. Also, a little bit of garden here and there is also nice. I will live here as long as I can see ahead, and I will take care of my parents when they can’t do that themselves anymore.


Renting currently, would prefer some form of co-ownership.

I live in a shared flat, because it is very cost effective. But I have been living here for a couple of years and theoretically the people that live here could have bought the flat together and just paid the bank so we would own it in a couple of years…

I don’t like how housing is used as an investment, to wait for prices to rise and sell or even worse - rent out very expensive and earn multiple times the money it would cost over decades. Do I have a better system? Yes and no. I like cooperative housing and it would be better if most housing was from a cooperative system, which is non-profit in nature, but we’d probably need some speculative houses for some purposes. Idk

Rent, because I don’t stay in one country for very long, though would prefer owning otherwise — it’s just cheaper.


I own now and I prefer it over having to deal with a landlord, but even just getting enough money for 5% down in my incredibly cheap area with a well paying job was hard. Just straddled with so much debt from school and medical expenses still.


Done both and prefer owning. But we only chose owning when the total cost was lower than renting. One other big benefit is choice when you have pets - what drove us to buy initially was the extremely limited (and expensive) selection once we had one dog and needed to move for work. Did the paperwork and turned to buying.


I rent and I’m quite happy with it. If anything goes wrong I shoot an email to my property manager and they fix it. Eventually I might look into buying if I ever move out of the greater LA area.


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